Loan Basics
How mobile and manufactured home loans work: chattel and mortgage loans, rates, payments, and the myths worth dropping.
How to Compare Manufactured Home Loan Offers Beyond the Interest Rate Aug 7, 2026
What Is a Chattel Loan and When Is It Used? Feb 24, 2026
Top 10 Mobile Home Loan Questions Buyers Ask (Answered Clearly) Jan 26, 2026
New vs. Pre-Owned Manufactured Homes: How the Financing Differs Dec 22, 2025
How Interest Rates Impact Mobile Home Loans Differently Than Traditional Mortgages Dec 5, 2025
Why Manufactured Homes Are Gaining Ground in California Nov 17, 2025
Loan Programs for Used Manufactured Homes in CA & AZ Nov 10, 2025
Mobile Homes vs. Tiny Homes: Which Is Better for Affordable Living? Sep 30, 2025
How to Calculate Your Mobile Home Monthly Payment in 3 Steps Sep 23, 2025
Can I Buy a Mobile Home as a First-Time Buyer? What You Need to Know Sep 13, 2025
The Difference Between Chattel Loans and Mortgage Loans for Mobile Homes Jul 22, 2025
Mobile Home Loan Myths Busted: What Today’s Buyers Need to Know Jul 8, 2025
Renting vs. Buying a Mobile Home: A Cost Comparison Jul 1, 2025
Chattel Loans for Mobile and Manufactured Homes: What You Need to Know Feb 25, 2025
Common Myths vs. Facts About Mobile Home Financing Feb 6, 2025
Financing Options for Pre-Owned Manufactured Homes Sep 23, 2024
Manufactured Homes: An Affordable Housing Solution in California Sep 16, 2024
How Mobile and Manufactured Home Loans Work in California Mar 3, 2024
Manufactured Home Advantages Mar 1, 2017 Other topics
- Qualifying and Applying Credit, income, down payments and documents: getting your loan application ready. 18 articles
- Buying a Home Shopping, titles, inspections, offers and closing on a mobile or manufactured home. 36 articles
- Parks and Communities Buying in a land-lease community: space rent, park rules, resident approval and resident-owned parks. 14 articles
- Land and Property Homes on owned land: land-and-home loans, real and personal property, the 433A and affixture. 7 articles
- Refinancing and Selling Refinancing, cash-out, appraisals, and selling a home that still has a loan. 6 articles
- Owning Your Home Maintenance, upgrades, insurance, taxes and value once you have moved in. 20 articles
- Local Guides City and regional guides for buyers in California and Arizona. 38 articles
- Company News News from Santiago Financial and ways to stay in touch. 3 articles
Ready to finance your manufactured home?
Start online, by phone, or with a printable application. A specialist reviews the home, where it sits, and your situation together, then tells you what is needed next. No obligation; subject to credit approval.