While other financial institutions do not finance manufactured, mobile or modular homes, Santiago Financial, Inc. SPECIALIZES in this area. We offer a wide variety of loan programs for purchases or refinancing on all types of factory built homes without any prepayment penalties.
Program I
- Excellent/Good Established Credit
- Homes built after 6/13/76
- Min 5-10% down payment
- Terms 20-23 years fully Amortized
Program II
- Fair/Good Credit
- Homes built after 6/13/76
- Min 10-20% down payment required
- Terms to 20 years
- Terms 20-23 years fully Amortized
Program III
- Limited/Marginal/Poor credit
- All Age Home
- Min 25-50% down payment required
- Terms 10-23 years fully Amortized
Program IV
- Pre Hud Fair/Good Credit
- Homes built prior to 6/13/76
- 5% Min. down payment required
- Terms 15-23 years fully Amortized
Program V
- Land-Home
- Min 10% down on homes built after 6/13/76
- Min 20% down on homes built prior to 6/13/76
- Larger parcels, 2 homes on property considered on case by case basis
- Terms 20-23 years fully Amortized
English 
Spanish 
Chinese 
French 
German