RATE AND TERM REFINANCING

  • Any Age Mobile Home
  • Refinance Existing Balance Only
  • Possible Reduction in Monthly Payment
  • LTV based on Original Purchase Price or Current Appraised Value – whichever is less
  • Mfd/Mobile Homes in Parks and on Land

Program II

  • Mobile Home June 13, 1976 or Newer (Post Hud)
  • Refinance Existing Balance Only
  • Possible Reduction in Monthly Payment
  • Loan not to exceed 80% of Current Appraised Value
  • Current Loan must be Reported on Credit Report
  • Loan must be Seasoned for 12 months
  • Mfd/Mobile Homes in Parks Only

LAND/HOME CASH OUT REFINANCING

  • Any Age Mobile Home
  • Manufactured / Mobile Homes on Land Only
  • No Co-Op Land Ownership
  • Permanent or Non-Permanant Foundation
  • LTV based on Original Purchase Price or Current Appraised Value – whichever is less

CASH OUT REFINANCING

  • Any Age Mobile Home in Parks
  • Refi: Home Improvement, Debt Consolidation, Pay Space Rent, Cash in Hand Limitation
  • LTV based on Original Purchase Price or Current
  • Appraised Value – whichever is less

Best Rate Program:

  • Homes 20 Years or Newer, Max Cash Out $25000
  • Cash Paid Directly to Creditors, No Cash in Hand
  • Loan not to exceed 65% of Current Appraised Value
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