Blog topic
Land and Property
Homes on owned land: land-and-home loans, real and personal property, the 433A and affixture.
Can Land You Already Own Help With a Manufactured Home Down Payment? Sep 28, 2026 
Affidavit of Affixture in Arizona: Manufactured Home Title & Financing Jul 17, 2026 
Buying a Manufactured Home on Owned Land: Financing Questions to Ask First May 11, 2026 
Personal Property vs. Real Property Manufactured Homes: Why It Changes the Loan Apr 27, 2026 
What Is a 433A and Why Does It Matter for Manufactured Home Financing? Apr 20, 2026 
Manufactured Home Park vs. Owning Land: Long-Term Cost Comparison (What Buyers Don’t See Coming) Jan 23, 2026 
Buying a Mobile Home With Land vs. in a Park: Pros & Cons Jul 13, 2025 Other topics
- Loan Basics How mobile and manufactured home loans work: chattel and mortgage loans, rates, payments, and the myths worth dropping. 19 articles
- Qualifying and Applying Credit, income, down payments and documents: getting your loan application ready. 18 articles
- Buying a Home Shopping, titles, inspections, offers and closing on a mobile or manufactured home. 36 articles
- Parks and Communities Buying in a land-lease community: space rent, park rules, resident approval and resident-owned parks. 14 articles
- Refinancing and Selling Refinancing, cash-out, appraisals, and selling a home that still has a loan. 6 articles
- Owning Your Home Maintenance, upgrades, insurance, taxes and value once you have moved in. 20 articles
- Local Guides City and regional guides for buyers in California and Arizona. 38 articles
- Company News News from Santiago Financial and ways to stay in touch. 3 articles
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