Serving Mobile and Manufactured Home Owners For Over 40 Years

About Us

Leaders in Manufactured and Mobile Home Financing

Your Trusted Partner in Manufactured and Mobile Home Loans

Welcome to Santiago Financial, Inc.

Santiago Financial, Inc., with over 40 years of excellence in Arizona and California, specializes in mobile and manufactured home loans. We’re committed to guiding you through every step, ensuring a transparent and informed journey to homeownership.

What We Offer

  • Tailored Loan Solutions: Whether you’re buying, selling, or refinancing, we support homes of all ages, on any terrain, across credit spectrums.
  • Simplified Process: Our straightforward approach means fast, personalized service—apply for free and expect a decision in 24-48 hours.
  • Competitive Rates: We offer the most competitive rates and terms in the industry, alongside mobile and manufactured home insurance quotes.
Years Serving Home Owners


Unmatched Dedication to Your Homeownership Dream

Why Us?

At Santiago Financial, Inc., our unparalleled expertise and commitment to customer satisfaction set us apart. With a foundation built on decades of industry experience, we provide not just loans, but pathways to homeownership tailored to your unique needs. Our approach is deeply rooted in understanding and meeting your expectations, ensuring every interaction moves you closer to your dream home.

Decades of Expertise

Our rich history underpins our reliable and comprehensive service.

Customer-Centric Approach

Your satisfaction drives us. We aim to exceed your expectations with personalized support.

Easy Home Financing with Just 5% Down

Unlock the door to your dream home with Santiago Financial, Inc. Whether you’re setting down roots on land or choosing the community of a park, our flexible financing options require only 5% down. We simplify the numbers, ensuring your housing costs stay within your budget. Experience hassle-free financing that’s tailored to your life, making homeownership accessible and affordable.

Unlock the Door with Santiago Financial, Inc.

Ready to Finance Your Dream Home?

Discover the ease of financing your manufactured or mobile home with the leaders in Arizona and California. With over 40 years of experience, Santiago Financial, Inc. simplifies the loan process, guiding you from application to approval with transparency and expertise.

Expert Guidance

Leverage our 40+ years of experience to navigate your loan process smoothly.

Competive Rates

Access the most competitive rates and flexible terms in the industry.

Tailored Solutions

Find financing that fits, regardless of home age or credit level.

Quick Decisions

Apply for free and receive a decision within 24-48 business hours.

Real Stories, Real Success

Hear From Our Happy Homeowners

Dive into the experiences of those who’ve made their housing dreams a reality with Santiago Financial, Inc. From first-time buyers to seasoned homeowners, our clients share their journeys of navigating the loan process, achieving competitive rates, and finding personalized solutions that turned their aspirations into achievements.

Taylor D Facebook Review

I cannot speak more highly of the staff at Santiago Financial. I am continually impressed by the level of respect and professionalism shown to myself and every one of the friends & family I have referred. As a local landscape designer, I hear horror stories regularly, of the struggle so many go through just to own their own home. I feel so blessed to have found a financial institution I know I can trust.

Evelyn E Facebook Review

Our company has been working with Santiago Financial for 30 years plus. I would highly recommend them, Cindi Lilly and her staff a very helpful and are always there to answer your questions and to make sure your deal gets closed.

Julie P Facebook Review

I was referred to Santiago financial from my agent. She wanted me to get pre-approved before making an offer on a mobile home. Right off the bat, they answered the phone directly without an automated directory, and that was a huge plus. I love how they kept me updated on the process and what they still needed. Great teamwork at Santiago, it didn’t matter who I spoke with they were so helpful! I’m very pleased with them!

Barbara R Google Review

Cindi Lilly is the best. As first time buyers who knew nothing of the process, she was very kind and walked us through every step, patiently answering all our concerns. Her response time was very fast and made the pace of our application run quickly and smoothly. She made us feel important. She is a professional making the road to home ownership for us a success. We would highly recommend her.

Kimberly C Google Review

I wanted to take a moment to express my gratitude to Andrew Crogan. During the due diligence and loan process, he was both informative and so attentive to every detail, including my ten thousand questions. I highly recommend Andrew and his team for any and all home lending transactions. Well done Team Santiago Financial!

Nadia A Google Review

Very quick responses especially via email. They answer all your questions thoroughly and see through every step of the process with you. You do have to follow up regarding your progress and what paperwork they're waiting for in order to move the process along, but as soon as you ask, they give you an update ASAP. I'm a satisfied customer and would highly recommend Santiago Financial for your manufactured home purchasing needs!

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