Video guides to manufactured home financing
Five short videos from Santiago Financial, Inc., three in English and two in Spanish: the loan steps, the factors behind what you may qualify for, and what happens after pre-approval. Each one pairs with a written guide further down the page.
Video guides
Easy Steps to Mobile Home Financing
An overview of the manufactured home loan process from start to finish, in a minute and a half. The written guide below carries the detail: who is involved at each stage, what you do, and what you wait for.
What Do I Qualify For?
The factors that shape how much home you may be able to finance. Credit requirements, down payments, and terms vary by program and change over time, so treat the video as orientation and ask a specialist what applies to your scenario.
My Loan Is Pre-Approved — What Now?
What to do once a pre-approval is in hand. A pre-approval is an early step, not final approval: the home, its value and title, and any community approval still have to come together. The stages that follow are in the written guide.
Pasos fáciles al financiamiento (Español)
The Spanish-language version of the process overview above.
The videos were published between 2016 and 2018 and explain the process in general terms. Programs, requirements, and terms change, so treat anything specific you hear in them as a question for a specialist, not a current offer. All financing is subject to credit approval; not all applicants will qualify.
¿Prefiere español? Vea los videos en español
The same ground, in writing
A two-minute video gives you the shape of the process. These pages carry the detail, and each one picks up where a video leaves off.
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How the loan process works
All eight stages after you apply: what happens at each, what you do, and who else is involved, including the community’s separate approval for a home on leased land.
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Before you shop
What to write down while touring a home: year, sections, serial number, space rent, and who holds the title. Comes with a printable one-page worksheet.
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Find your financing path
Three questions that point to the path worth exploring: home-only, land you already own, home and land together, or a refinance.
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Manufactured home glossary
Chattel, HUD label, data plate, space rent, 433A: the words you will meet while shopping and financing, defined in plain English.
Estimate your monthly payment
Try our manufactured & mobile home loan calculator — adjust price, down payment, term, taxes, and space rent to see an estimated monthly payment. Estimates are for educational purposes; all financing is subject to credit approval.
Questions the videos didn’t answer?
Call and a specialist will go through the home and your situation with you, or start an application online. No obligation; subject to credit approval.