At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending in Orange County and Los Angeles County – one customer at a time.
We finance mobile homes and manufactured homes all throughout California, including the regions of Los Angeles County and Orange County. We also now finance mobile and manufactured homes in Arizona. Some of the popular cities we have started to finance mobile and manufactured homes is Mesa, Phoenix, Glendale, Chandler, and Tuscon. Whether it is a mobile home park or on private property, you’ve come to the right place.
1981
At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understand the process, and assist them from beginning to end. With over forty years of experience, Santiago Financial, Inc. Provides world-class service in all facets of manufactured housing lending one customer at a time.
Refinances and Purchase Money – Conventional, FHA, VA. FHA 203(k) rehabilitation. Loans for any age pre-HUD homes (older than 1977), Loans for manufactured home multi-family properties. Real Estate 433A conversions programs
Your manufactured home is probably the largest investment you will ever make. At Santiago Financial Insurance Services, we work with you to ensure your home and belongings are protected. We pride ourselves in partnering with top-rated insurance companies that offer comprehensive manufactured home insurance coverage at an affordable rate.
Santiago Financial, Inc. has been a trusted name in mobile home financing for over four decades. Specializing in buying, selling, and refinancing, we accommodate all credit levels and offer competitive rates. Our straightforward and transparent approach ensures a smooth process for first-time buyers and experienced homeowners alike.
Tailored financing for all ages of homes
Exceptional customer service from start to finish.
Free consultations with decisions in 24-48 business hours.
Apply Easily: Start by applying through phone, email, or online.
Document Collection: Prepare necessary financial documents for review.
Progress Steps: Appraisal, escrow opening, park approval, and insurance setup.
Homeownership: Close the loan and move into your new home.
Discover the ease of financing your manufactured or mobile home with the leaders in Arizona and California. With over 40 years of experience, Santiago Financial, Inc. simplifies the loan process, guiding you from application to approval with transparency and expertise.
Leverage our 40+ years of experience to navigate your loan process smoothly.
Access the most competitive rates and flexible terms in the industry.
Find financing that fits, regardless of home age or credit level.
Apply for free and receive a decision within 24-48 business hours.
Summer in California and Arizona means warm days, beautiful sunsets, and a perfect opportunity to explore some of the most welcoming manufactured home communities in the region. Whether you’re considering a new home or simply looking for an enjoyable getaway, these communities boast fantastic amenities including pools, clubhouses, and engaging social events. Here are some
Spring Cleaning Tips for Your Manufactured Home: Freshen Up Inside and Out Spring is finally here, and it’s the perfect time to rejuvenate your manufactured home. As the seasons shift toward warmer weather, taking time to declutter, clean, and maintain both the interior and exterior of your home ensures lasting comfort, increased value, and greater
Affordable DIY Upgrades for Your Mobile Home’s Exterior This Spring Spring is the perfect season to refresh your mobile home’s exterior, boosting curb appeal and creating a welcoming atmosphere. You don’t need to break the bank or hire professionals—many impactful upgrades can be done affordably and quickly. Here are some easy DIY projects that will
Financing Solutions When Your Home Isn’t Tied to the Land If you’re looking to finance a mobile or manufactured home—especially one located in a rented park or on leased land—you’ve likely come across the term chattel loan. But what exactly is a chattel loan, and how does it differ from a traditional mortgage? Below, we
The Role of Co-Signers in Securing a Mobile Home LoanHow They Help Buyers with Lower Credit or Limited Income—and the Responsibilities Involved Purchasing a mobile or manufactured home can be a life-changing step toward affordable homeownership. But if you have less-than-ideal credit or a limited income, qualifying for a mortgage or chattel loan can be
Eco-Friendly Upgrades, Cost Savings, and Financing Options Manufactured homes offer affordability, comfort, and flexibility—but they also require thoughtful upgrades to keep energy bills in check. Whether you’re newly settling in or a longtime homeowner, investing in energy-efficient improvements can significantly reduce your monthly costs and enhance your quality of life. Below, we’ll explore practical steps
Dive into the experiences of those who’ve made their housing dreams a reality with Santiago Financial, Inc. From first-time buyers to seasoned homeowners, our clients share their journeys of navigating the loan process, achieving competitive rates, and finding personalized solutions that turned their aspirations into achievements.
Quick & Easy Application
Personalized Loan Guidance
Your Path to Homeownership
Connect With Our Experts: Fill out the form below to take the first step towards your dream mobile or manufactured home. Our dedicated lending team is ready to guide you through every stage of the financing process.
Office Manager/Loan Processor
MLO# 297542
cindi@santiagofinancial.com
800 232-3908 x 106
Loan Processor
MLO# 1764022
shannon@santiagofinancial.com
800 232-3908 x 113
Loan Processor
MLO# 2019341
diana@santiagofinancial.com
800 232-3908 x 103
Habla Español
Call (714) 731-8080 or (800) 232-3908
Fax: (714) 731-3908
Santiago Financial, Inc. provides mobile and manufactured home financing to the Los Angeles County, Orange County, and surrounding regions. We also offer mobile and manufactured loans in Arizona such as Phoenix, Mesa, Chandler, and Tempe. Loans may be arranged or made pursuant to Department of Business Oversight (DBO) License 603D841 NMLS 302948 California Bureau of Real Estate (CalBRE) License 00854858 AZ MB-BR-1048538 We are currently offering loans in California and Arizona only.
Santiago Financial, Inc does business in accordance with Federal Fair Lending Laws. Information, rates and programs are subject to change without notice. All products are subject to credit approval. Other restrictions may apply. Not all customers will qualify. Product availability varies based on loan amount and state.
Copyright © 2024 Santiago Financial, Inc. All Rights Reserved
English 
Spanish 
Chinese 
French 
German