Serving Mobile and Manufactured Home Owners For Over 40 Years

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Explore top mobile and manufactured home loans with Santiago Financial. Quick, easy, and tailored financing awaits. Join us and unlock your future home now.

Are you in the market for a mobile or manufactured home loan? Financing is our specialty!

Mobile & Manufactured Home Loan Excellence

At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending in Orange County and Los Angeles County – one customer at a time.

We finance mobile homes and manufactured homes all throughout California, including the regions of Los Angeles County and Orange County. We also now finance mobile and manufactured homes in Arizona. Some of the popular cities we have started to finance mobile and manufactured homes is MesaPhoenix, GlendaleChandler, and Tuscon. Whether it is a mobile home park or on private property, you’ve come to the right place.

Established in


Comprehensive Financing Solutions

Manufactured Home Loans, Land & Home Packages, and Insurance Services

At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understand the process, and assist them from beginning to end. With over forty years of experience, Santiago Financial, Inc. Provides world-class service in all facets of manufactured housing lending one customer at a time.

Refinances and Purchase Money – Conventional, FHA, VA. FHA 203(k) rehabilitation. Loans for any age pre-HUD homes (older than 1977), Loans for manufactured home multi-family properties. Real Estate 433A conversions programs

Insurance Services

Your manufactured home is probably the largest investment you will ever make. At Santiago Financial Insurance Services, we work with you to ensure your home and belongings are protected. We pride ourselves in partnering with top-rated insurance companies that offer comprehensive manufactured home insurance coverage at an affordable rate.

Over 40 Years Serving California & Arizona

Expert Mobile Home Financing

Santiago Financial, Inc. has been a trusted name in mobile home financing for over four decades. Specializing in buying, selling, and refinancing, we accommodate all credit levels and offer competitive rates. Our straightforward and transparent approach ensures a smooth process for first-time buyers and experienced homeowners alike.

Competitive Rates

Tailored financing for all ages of homes

Step-by-Step Guidance

Exceptional customer service from start to finish.

Quick Decisions

Free consultations with decisions in 24-48 business hours.

Simplified Mobile Home Financing Steps

Your Path to Homeownership

Embark on a smooth journey to owning a mobile home with Santiago Financial, Inc. Start with a simple application, then gather your documents for approval. Next, we’ll handle the appraisal, escrow, park approval, and insurance. Sign your loan documents, and you’re ready to move in. Each step is designed for ease and clarity, leading you to your new home.

Step 1
Quick Credit Application

Apply Easily: Start by applying through phone, email, or online.

Step 2
Loan Approval

Document Collection: Prepare necessary financial documents for review.

Step 3
Processing & Approval

Progress Steps: Appraisal, escrow opening, park approval, and insurance setup.

Step 4
Finalizing Your Loan

Signing: Loan documents are sent for your signature.

Step 5
Loan Closing and Move-In

Homeownership: Close the loan and move into your new home.

Unlock the Door with Santiago Financial, Inc.

Ready to Finance Your Dream Home?

Discover the ease of financing your manufactured or mobile home with the leaders in Arizona and California. With over 40 years of experience, Santiago Financial, Inc. simplifies the loan process, guiding you from application to approval with transparency and expertise.

Expert Guidance

Leverage our 40+ years of experience to navigate your loan process smoothly.

Competive Rates

Access the most competitive rates and flexible terms in the industry.

Tailored Solutions

Find financing that fits, regardless of home age or credit level.

Quick Decisions

Apply for free and receive a decision within 24-48 business hours.

Latest Mobile Home Financing Blog Posts

Santiago Financial Inc: Expanding Horizons from California to Arizona

After 40+ years as California’s leading mobile and manufactured home loan provider, Santiago Financial Inc. is thrilled to announce our expansion into the vibrant state of Arizona. Our legacy of commitment, expertise, and innovative financial solutions is now set to benefit families across Arizona. A Legacy of Trust and Excellence Santiago Financial Inc. has been

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Real Stories, Real Success

Hear From Our Happy Homeowners

Dive into the experiences of those who’ve made their housing dreams a reality with Santiago Financial, Inc. From first-time buyers to seasoned homeowners, our clients share their journeys of navigating the loan process, achieving competitive rates, and finding personalized solutions that turned their aspirations into achievements.

Taylor D Facebook Review

I cannot speak more highly of the staff at Santiago Financial. I am continually impressed by the level of respect and professionalism shown to myself and every one of the friends & family I have referred. As a local landscape designer, I hear horror stories regularly, of the struggle so many go through just to own their own home. I feel so blessed to have found a financial institution I know I can trust.

Evelyn E Facebook Review

Our company has been working with Santiago Financial for 30 years plus. I would highly recommend them, Cindi Lilly and her staff a very helpful and are always there to answer your questions and to make sure your deal gets closed.

Julie P Facebook Review

I was referred to Santiago financial from my agent. She wanted me to get pre-approved before making an offer on a mobile home. Right off the bat, they answered the phone directly without an automated directory, and that was a huge plus. I love how they kept me updated on the process and what they still needed. Great teamwork at Santiago, it didn’t matter who I spoke with they were so helpful! I’m very pleased with them!

Barbara R Google Review

Cindi Lilly is the best. As first time buyers who knew nothing of the process, she was very kind and walked us through every step, patiently answering all our concerns. Her response time was very fast and made the pace of our application run quickly and smoothly. She made us feel important. She is a professional making the road to home ownership for us a success. We would highly recommend her.

Kimberly C Google Review

I wanted to take a moment to express my gratitude to Andrew Crogan. During the due diligence and loan process, he was both informative and so attentive to every detail, including my ten thousand questions. I highly recommend Andrew and his team for any and all home lending transactions. Well done Team Santiago Financial!

Nadia A Google Review

Very quick responses especially via email. They answer all your questions thoroughly and see through every step of the process with you. You do have to follow up regarding your progress and what paperwork they're waiting for in order to move the process along, but as soon as you ask, they give you an update ASAP. I'm a satisfied customer and would highly recommend Santiago Financial for your manufactured home purchasing needs!

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Quick & Easy Application

Speak to a Specialist

Personalized Loan Guidance

Secure Your Financing

Your Path to Homeownership

Start Your Homeownership Journey

Connect With Our Experts: Fill out the form below to take the first step towards your dream mobile or manufactured home. Our dedicated lending team is ready to guide you through every stage of the financing process.

Our Manufactured Home Loan Experts​
Cindi Lilly

Office Manager/Loan Processor
MLO# 297542

800 232-3908 x 106

Shannon LeVay

Loan Processor
MLO# 1764022

800 232-3908 x 113

Diana Fernandez

Loan Processor
MLO# 2019341

800 232-3908 x 103

Habla Español

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