Manufactured Home Loan: What do I qualify for?
Manufactured Home Loan: Easy steps to mobile home financing
Santiago Financial Quick Application
Manufactured Home Loans
At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understand the process, and assist them from beginning to end. With over thirty years of experience, Santiago Financial, Inc. Provides world-class service in all facets of manufactured housing lending one customer at a time.
Land and Home Loans
Refinances and Purchase Money – Conventional, FHA, VA. FHA 203(k) rehabilitation. Loans for any age pre-HUD homes (older than 1977), Loans for manufactured home multi-family properties. Real Estate 433A conversions programs
Insurance Services
Your manufactured home is probably the largest investment you will ever make. At Santiago Financial Insurance Services, we work with you to ensure your home and belongings are protected. We pride ourselves in partnering with top rated insurance companies that offer comprehensive manufactured home insurance coverage at an affordable rate.
Mobile & Manufactured Home Loan Excellence
Are you in the market for a mobile or manufactured home loan? Financing is our specialty!
At Santiago Financial, Inc., we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending in Orange County and Los Angeles County – one customer at a time.
We finance mobile homes and manufactured homes all throughout California, including the regions of Los Angeles County and Orange County. Whether it is a mobile home park or on private property, you’ve come to the right place.
Serving California Mobile Home Buyers & Sellers For Over 40 Years
Whether you’re buying, selling, or refinancing, we are your reliable source. We can work with homes of any age, all levels of credit, and offer the most competitive rates in the industry.
With a simple and fluid program, as well as exceptional customer service, we make financing easy, even for a first-time buyer. We will guide you easily through the program– step by step. This level of transparency makes us a leading manufactured home financing and loan firm in our industry, in productivity as well as customer service.
Our goal at Santiago Financial, Inc. is to exceed the expectations of our valued customers. Call us today for a free consultation and we’ll help you through your next big decision. It’s always free to apply and we’ll have a decision for you in 24-28 business hours.
Once approved, we also provide competitive mobile and manufactured home insurance quotes to save you time and money. From manufactured housing lending, mobile home mortgage, to mobile mortgage lending, we make everything easy for our customers!
Trust an established specialist like Santiago Financial, Inc., and you’ll receive more than just a successful loan experience. Our personalized approach is what makes us well-loved by customers and agents alike. We look forward to working with you soon!
When you are ready to work with us, give us a call at 800-232-3908 or email us at info@santiagofinancial.com
Why Choose Us?
Experienced
We have over 40 years experience providing expert financial advice.
Vibrant
A young, enthusiastic team of advisors are always here to help.
Professional
Our financial specialists ensure you get the optimum results.
Our Experts
Cindi Lilly
Office Manager / Loan Processor
MLO# 297542
cindi@santiagofinancial.com
800 232-3908 x 106
Shannon LeVay
Loan Processor
MLO# 1764022
shannon@santiagofinancial.com
800 232-3908 x 113
Latest Blog Posts
Santiago Financial Quick Application- A Quick Guide
Are you shopping for a manufactured home and need to be pre-approved? Do you want to know how much you qualify for? If you answered yes to either of these questions, you’ve come to the right place. Santiago Financial can help you! In order to […]
Debt and Housing Ratios- How Do They Affect Your Loan?
Debt-to-Income Ratio (Overall Debt Ratios) Just as important as the Housing or front-end ratio is the debt-to-income ratio or DTI. This is the amount of your gross monthly income that goes toward paying all debts considered in a loan. Lenders consider 42-48% the golden range for DTI. Lenders will want to see lower DTI’s, but by […]
Debt and Housing Ratios- How Do They Affect Your Loan?
Debt and housing ratios are two important factors taken into account when qualifying for a loan. In part one, we will explore housing ratios: Housing Ratios (Front-End Ratios) The housing ratio is used to assess how much income is needed in order to adequately repay your loan. Lenders will look at the housing ratio as […]
Santiago Financial Insurance Services
Did you know that Santiago Financial can help you insure your manufactured home? If you are currently financing your home, you are likely already required to insure your manufactured home and reviewing your policy for coverages and rates annually is always a good idea. In addition, if you own your home outright, it is wise […]
