17842 Irvine Blvd. Suite B204
Tustin, CA 92780
Tel: (714) 731-8080
Fax: (714) 731-3908
Tollfree: (800) 232-3908
Did you know that Santiago Financial can help you insure your manufactured home? If you are currently financing your home, you are likely already required to insure your manufactured home and reviewing your policy for coverages and rates annually is always a good idea. In addition, if you own your home outright, it is wise …
You’re interested in buying a manufactured home but as a buyer, you want to know exactly what you qualify for. How much down do I need? If the home was built on or before June 13, 1976, you will need 20% down and the loan term will be 15 years. If the home was built …
Comparable sales reports are a valuable tool in determining the value of a manufactured home in a park to sell or refinance. These reports also help appraisers to determine the value of the home that they are appraising. Lenders use comparable sales reports to confirm home values. Sample (Click to zoom) Order Your Report Today …
Estimated closing statement from escrow Provided by escrow, outlines all cost for the buyer and seller. Determines the total cash to close for the buyer. One year insurance showing year, make, model, size and complete serial number of home. Also need lender to show as loss payee Santiago Financial, Inc. has manufactured home insurance in-house …
Appraisal: The amount the home is estimated to be worth by an appraiser’s physical inspection of the home. It is calculated using comparable sales for the last six months in the park or community and takes into account physical aspects of the home. This value affects the loan amount our lenders approve the buyer(s) for. …
Once your Santiago Financial Credit Application is received, it will be submitted to our lenders by a loan processing assistant. The lenders send Santiago Financial the loan decision between 24 and 48 hours after it is submitted to them, excluding weekends and holidays. The decision will then be shared with the buyer(s) and agent, if …
Purchase A purchase loan is for applicants looking to buy a new home. The loan can be for just the home, or for the home and the land (land-home). To get started, apply now for pre-approval! Gifted Down You can have the down payment for your home given to you as a gift by a …
Santiago Financial, Inc. provides mobile and manufactured home financing to the Los Angeles County, Orange County, and surrounding regions. We also offer mobile and manufactured loans in Arizona such as Phoenix, Mesa, Chandler, and Tempe. Loans may be arranged or made pursuant to Department of Business Oversight (DBO) License 603D841 NMLS 302948 California Bureau of Real Estate (CalBRE) License 00854858 AZ MB-BR-1048538 We are currently offering loans in California and Arizona only.
Santiago Financial, Inc does business in accordance with Federal Fair Lending Laws. Information, rates and programs are subject to change without notice. All products are subject to credit approval. Other restrictions may apply. Not all customers will qualify. Product availability varies based on loan amount and state.
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