{"id":145,"date":"2018-10-15T12:00:10","date_gmt":"2018-10-15T19:00:10","guid":{"rendered":"https:\/\/www.santiagofinancial.com\/blog\/?p=145"},"modified":"2020-10-20T00:20:13","modified_gmt":"2020-10-20T07:20:13","slug":"debt-and-housing-ratios-how-do-they-affect-your-loan-2","status":"publish","type":"post","link":"https:\/\/www.santiagofinancial.com\/zh\/\u503a\u52a1\u548c\u4f4f\u623f\u6bd4\u7387\u5982\u4f55\u5f71\u54cd\u4f60\u7684\u8d37\u6b3e-2\/","title":{"rendered":"\u503a\u52a1\u548c\u4f4f\u623f\u6bd4\u7387--\u5b83\u4eec\u5982\u4f55\u5f71\u54cd\u4f60\u7684\u8d37\u6b3e\uff1f"},"content":{"rendered":"

\u503a\u52a1\u6536\u5165\u6bd4\uff08\u603b\u4f53\u503a\u52a1\u6bd4\u7387\uff09<\/strong><\/p>\n

\u4e0e\u4f4f\u623f\u6216\u524d\u7aef\u6bd4\u7387\u540c\u6837\u91cd\u8981\u7684\u662f\u503a\u52a1\u6536\u5165\u6bd4\u7387\u6216 DTI\u3002\u8fd9\u662f\u6bcf\u6708\u603b\u6536\u5165\u4e2d\u7528\u4e8e\u652f\u4ed8\u8d37\u6b3e\u4e2d\u6240\u6709\u503a\u52a1\u7684\u91d1\u989d\u3002\u8d37\u6b3e\u673a\u6784\u8ba4\u4e3a 42-48% \u662f DTI \u7684\u9ec4\u91d1\u8303\u56f4\u3002\u653e\u6b3e\u4eba\u5e0c\u671b\u770b\u5230\u66f4\u4f4e\u7684 DTI\uff0c\u4f46\u901a\u8fc7\u4f7f\u7528\u53ef\u652f\u914d\u6536\u5165\uff0c\u6211\u4eec\u6709\u65f6\u53ef\u4ee5\u5c06\u8fd9\u4e9b\u6bd4\u7387\u62c9\u4f38\u5230 48% \u4ee5\u4e0a\u3002<\/p>\n

DTI \u53ef\u4ee5\u901a\u8fc7\u4e0a\u8ff0\u4e09\u4e2a\u56e0\u7d20\u548c\u7b2c\u56db\u4e2a\u56e0\u7d20\u8ba1\u7b97\u5f97\u51fa\uff1a<\/p>\n