17842 Irvine Blvd. Suite B204
Tustin, CA 92780
Tel: (714) 731-8080
Fax: (714) 731-3908
Tollfree: (800) 232-3908
During the mortgage loan process, there are many considerations to be made regarding home price, down payment amount, income level, and monthly payment amounts. These issues can be confusing and can lead to miscommunication between the buyer, the agent, and the broker. Calculations specifically are often difficult for customers to grasp, so clear this up, …
Estimated closing statement from escrow Provided by escrow, outlines all cost for the buyer and seller. Determines the total cash to close for the buyer. One year insurance showing year, make, model, size and complete serial number of home. Also need lender to show as loss payee Santiago Financial, Inc. has manufactured home insurance in-house …
Cost The cost of manufactured homes on average is less than traditional homes. Often times, the mortgage and space rent for a manufactured home is even less than renting an apartment or condominium in California. According to Zillow, the median (traditional) home value in California is $487,700. Manufactured homes cost a fraction of this price …
Apply using the Santiago Financial, Inc. Credit Application online, by email or by fax, or by phone. Once approved, Santiago Financial will send the agent and buyer an approval package with the list of conditions including the forms Borrower Signature Authorization (BSA), Mortgage Loan Origination Agreement (MLOA), Park Approval, Appraisal Acknowledgement, Purchase Order, Request for …
Appraisal: The amount the home is estimated to be worth by an appraiser’s physical inspection of the home. It is calculated using comparable sales for the last six months in the park or community and takes into account physical aspects of the home. This value affects the loan amount our lenders approve the buyer(s) for. …
Once your Santiago Financial Credit Application is received, it will be submitted to our lenders by a loan processing assistant. The lenders send Santiago Financial the loan decision between 24 and 48 hours after it is submitted to them, excluding weekends and holidays. The decision will then be shared with the buyer(s) and agent, if …
Purchase A purchase loan is for applicants looking to buy a new home. The loan can be for just the home, or for the home and the land (land-home). To get started, apply now for pre-approval! Gifted Down You can have the down payment for your home given to you as a gift by a …
Below is all the necessary information for your credit application. It is important to complete the application to the best of your ability to receive approval as soon as possible. Profile Information Full Name Social Security Number/ITIN (same # used on W2s as well as taxes) Date of Birth Marital Status Phone Number Email Address …
Before Applying The only document we need before your loan approval is our completed credit application. Make sure all of the necessary information is completed for each buyer. Day 1 Complete our credit application online, or fill out a printed copy of our credit application. If you completed a printed application, please email or fax it back to our …
Santiago Financial, Inc. provides mobile and manufactured home financing to the Los Angeles County, Orange County, and surrounding regions. We also offer mobile and manufactured loans in Arizona such as Phoenix, Mesa, Chandler, and Tempe. Loans may be arranged or made pursuant to Department of Business Oversight (DBO) License 603D841 NMLS 302948 California Bureau of Real Estate (CalBRE) License 00854858 AZ MB-BR-1048538 We are currently offering loans in California and Arizona only.
Santiago Financial, Inc does business in accordance with Federal Fair Lending Laws. Information, rates and programs are subject to change without notice. All products are subject to credit approval. Other restrictions may apply. Not all customers will qualify. Product availability varies based on loan amount and state.
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